Mortgage Rocket.
A Smarter Mortgage Broker.

Mortgage Rocket.
A Smarter Mortgage Broker.

Get mortgage certainty in minutes, not weeks.
Mortgage Rocket is a next-generation mortgage broker that uses Open Banking and AI to assess affordability instantly, match you with the right lenders, and move your application forward faster.

Get mortgage certainty in minutes, not weeks.
Mortgage Rocket is a next-generation mortgage broker that uses Open Banking and AI to assess affordability instantly, match you with the right lenders, and move your application forward faster.

Launch your mortgage today
Launch your mortgage today
Launch your mortgage today
No paperwork.
No chasing documents.
No guesswork.

Whether you’re buying your first home, remortgaging, or switching to a better rate, we build mortgage advice around your real financial data — so you get decisions you can trust.

Why Do You Need a Mortgage Broker?

Traditional mortgage brokers rely on slow, manual processes. We don't.

✓ Instant affordability checks using Open Banking


✓ Accurate lender matching based on real criteria


✓ Faster approvals with fewer declined applications


✓ Clear advice with no jargon


✓ Secure, FCA-regulated process

The result? Less stress, better rates, and faster progress.

Mortgage Services To Suit Every Stage

We support you at every stage of home ownership:

  • First-time buyer mortgages

  • Home mover mortgages

  • Remortgaging for better rates

  • Mortgage rate switching before deal expiry

  • Equity release and borrowing changes

We support you at every stage of home ownership:

  • First-time buyer mortgages

  • Home mover mortgages

  • Remortgaging for better rates

  • Mortgage rate switching before deal expiry

  • Equity release and borrowing changes

We support you at every stage of home ownership:

  • First-time buyer mortgages

  • Home mover mortgages

  • Remortgaging for better rates

  • Mortgage rate switching before deal expiry

  • Equity release and borrowing changes

Every recommendation is backed by verified financial data and real lender calculators, so your application is right from day one.

Every recommendation is backed by verified financial data and real lender calculators, so your application is right from day one.

Every recommendation is backed by verified financial data and real lender calculators, so your application is right from day one.

How It Works

1
Connect securely 

via Open Banking
2
Get an instant affordability assessment
3
We match you with suitable mortgage deals
4
Apply with expert support from start to finish
No document uploads. No delays. Just clear next steps.
Launch your mortgage today
Launch your mortgage today
Launch your mortgage today

Why Choose Mortgage Rocket?

If you’ve had a mortgage before, you know how painful the admin can be. Downloading statements. Emailing payslips. Chasing updates. Mortgage Rocket removes all of that.

Your information is shared securely and instantly, allowing us to act faster and give lenders confidence in your application. That means smoother progress and better outcomes. This is mortgage advice built for how people actually bank today.

Traditional Brokers

  1. Contact company

  2. Initial chat with broker

  3. Manually download & submit bank statements, payslips

  4. Adviser checks & revises estimates

  5. Advice given, then application submitted

Average time to application: 10 Days

The Mortgage Rocket Way

  1. Connect instantly via Openbanking

  2. Immediate online affordability check (2 minutes)

  3. Quick call to confirm details with adviser

  4. Submit application

Record time to application: 4 Hours
Record time to application:
4 Hours

How We Support Your Mortgage Application

We take the time to understand your full financial picture — quickly and securely. Open Banking gives us real-time insight into your income, commitments and spending, while our AI highlights potential issues early.

We guide you through every step in plain English, with no jargon. And as your circumstances change, we’re ready to help — whether that’s a new job, growing family, or the right time to remortgage.

Our goal is simple: save you time, save you money, and remove the stress from mortgages.

The Mortgage Broker
Built for 2026.
The Mortgage Broker Built for 2026.
The Mortgage Broker
Built for 2026.

✓ Save time
✓ Save money
✓ Apply immediately

✓ Save time
✓ Save money
✓ Apply immediately

✓ Save time
✓ Save money
✓ Apply immediately

Launch your mortgage today
Launch your mortgage today
Launch your mortgage today

Frequently Asked Questions

How much does it cost?

Our mortgage advice is free, provided you agree to use our Apply24 platform and supply your proof of income promptly. Apply24 allows us to securely assess your affordability using Open Banking, which removes delays and reduces admin. In some cases, we’re also paid a commission by the lender once your mortgage completes — we’ll always explain this clearly before you proceed. No hidden fees. No last-minute surprises.

How much does it cost?

Our mortgage advice is free, provided you agree to use our Apply24 platform and supply your proof of income promptly. Apply24 allows us to securely assess your affordability using Open Banking, which removes delays and reduces admin. In some cases, we’re also paid a commission by the lender once your mortgage completes — we’ll always explain this clearly before you proceed. No hidden fees. No last-minute surprises.

How much does it cost?

Our mortgage advice is free, provided you agree to use our Apply24 platform and supply your proof of income promptly. Apply24 allows us to securely assess your affordability using Open Banking, which removes delays and reduces admin. In some cases, we’re also paid a commission by the lender once your mortgage completes — we’ll always explain this clearly before you proceed. No hidden fees. No last-minute surprises.

Is it safe?

Yes. We use Apply24, our secure, FCA-compliant platform designed specifically for mortgage applications. Apply24 connects to your bank through regulated Open Banking providers, using bank-level encryption. We never see your bank login details, and access is permission-based — you stay in control and can disconnect at any time. Your data is used solely to assess affordability and progress your mortgage efficiently, safely, and accurately.

Is it safe?

Yes. We use Apply24, our secure, FCA-compliant platform designed specifically for mortgage applications. Apply24 connects to your bank through regulated Open Banking providers, using bank-level encryption. We never see your bank login details, and access is permission-based — you stay in control and can disconnect at any time. Your data is used solely to assess affordability and progress your mortgage efficiently, safely, and accurately.

Is it safe?

Yes. We use Apply24, our secure, FCA-compliant platform designed specifically for mortgage applications. Apply24 connects to your bank through regulated Open Banking providers, using bank-level encryption. We never see your bank login details, and access is permission-based — you stay in control and can disconnect at any time. Your data is used solely to assess affordability and progress your mortgage efficiently, safely, and accurately.

What is Open Banking?

Open Banking is a secure way for you to share your financial information directly from your bank with your consent. It replaces the need to upload bank statements and allows us to assess affordability accurately and quickly. It’s faster, safer, and far more reliable than sending documents back and forth.

What is Open Banking?

Open Banking is a secure way for you to share your financial information directly from your bank with your consent. It replaces the need to upload bank statements and allows us to assess affordability accurately and quickly. It’s faster, safer, and far more reliable than sending documents back and forth.

What is Open Banking?

Open Banking is a secure way for you to share your financial information directly from your bank with your consent. It replaces the need to upload bank statements and allows us to assess affordability accurately and quickly. It’s faster, safer, and far more reliable than sending documents back and forth.

Do you guarantee a mortgage?

No broker can guarantee a mortgage — the final decision always sits with the lender. What we do guarantee is that we’ll only progress applications that genuinely fit lender criteria, using real affordability data. That dramatically improves your chances and reduces wasted time and disappointment.

Do you guarantee a mortgage?

No broker can guarantee a mortgage — the final decision always sits with the lender. What we do guarantee is that we’ll only progress applications that genuinely fit lender criteria, using real affordability data. That dramatically improves your chances and reduces wasted time and disappointment.

Do you guarantee a mortgage?

No broker can guarantee a mortgage — the final decision always sits with the lender. What we do guarantee is that we’ll only progress applications that genuinely fit lender criteria, using real affordability data. That dramatically improves your chances and reduces wasted time and disappointment.

I have bad credit, can you help?

Often, yes. Bad credit doesn’t automatically mean no mortgage. We work with a wide range of lenders, including those who specialise in adverse or complex credit histories. By using Open Banking and a detailed assessment upfront, we can tell you what’s possible — and what steps to take if now isn’t quite the right time

I have bad credit, can you help?

Often, yes. Bad credit doesn’t automatically mean no mortgage. We work with a wide range of lenders, including those who specialise in adverse or complex credit histories. By using Open Banking and a detailed assessment upfront, we can tell you what’s possible — and what steps to take if now isn’t quite the right time

I have bad credit, can you help?

Often, yes. Bad credit doesn’t automatically mean no mortgage. We work with a wide range of lenders, including those who specialise in adverse or complex credit histories. By using Open Banking and a detailed assessment upfront, we can tell you what’s possible — and what steps to take if now isn’t quite the right time

Get in touch today!

Mortgage Rocket is a trading style of My Simple Mortgage who are an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. My Simple Mortgage Ltd is registered in England and Wales with company number 09275345. Registered office: The Mount, Etruria Road, Newcastle-under-Lyme, Staffordshire, ST5 0SU. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Your home may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority does not regulate some forms of Buy To Lets.